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trevork
3949 Posts |
 Posted - 15 Feb 2017 : 10:59:21
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I'm sure many of you will recall that Craftinsure generously supported us in the past. Not out of the pure goodness of their hearts of course, but, because their policy requirements suit Norman owners with boats less than 24'. Mark has just confirmed that this is still the case.
"we require an out of the water condition survey ONLY for boats over 23ft long and once they reach 30 years old. Thereafter every 5 years. (The majority of Normans seem to be 23ft or under so a survey will never be required on those)."
Mark also outlined the situation re surveys on larger craft.
"This means that if you bought a 24ft boat 3 years ago and had it surveyed pre-purchase, that survey remains valid for 5 years, so no further survey would be required until 2019 even if it reached 30yrs old in 2017"
In my own experience, Craftinsure continue to offer around the best value (comparatively) comprehensive insurance. We have members who have, unfortunately, had to make claims and these were quickly and efficiently settled and sorted to customers satisfaction.
So, if your insurance is due, give them a try for a quote and you might just be surprised! (nicely I hope!)
This will help greatly with the maintenance of the site and development now that we are "active" again! This might sound very much like a commercial and, to some degree, of course it is, but, it is also a genuine recommendation. |
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IanM
United Kingdom
2238 Posts |
Posted - 15 Feb 2017 : 18:02:36
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| Just to add that I've been with them for 13 years now and if you happen to own, say, a narrowboat (cough cough) you will also be surprised at how cost effective they are for those too. |
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df
United Kingdom
5994 Posts |
Posted - 15 Feb 2017 : 18:33:04
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And yes the craftinsure logo does keep moving around and changing size, it's not your eyes playing up it's me messing with the forum files.
NBAS--The communal colostomy bag of the boating community.
 Visit leomagill.co.uk |
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philihun
United Kingdom
283 Posts |
Posted - 15 Feb 2017 : 19:06:38
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I have a 27' Norman and for the life of me cannot figure why another yard of grp makes it more of a risk with Craft -insure. I got a good quote with Knox Johnson, had a claim, had it sorted and my renewal was a Fiver more.
pr hunt |
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df
United Kingdom
5994 Posts |
Posted - 15 Feb 2017 : 20:48:53
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Probably because another yard of grp puts the value up and as they are taking a risk on your behalf the risk has to reduce by way of a survey.
I used craftinsure and was happy with them when I had relatively low value normans for inland use but found the price went up hugely once I went to coastal use on a higher value boat so I went for gjw direct who do me a good price now.
I've had claims with both and both were very good in dealing with them.
Strangely when I added another £10k to the total loss value and went from 90hp and 8knots to 300hp and 21knots my premium went down slightly.
NBAS--The communal colostomy bag of the boating community.
Visit leomagill.co.uk |
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trevork
3949 Posts |
Posted - 15 Feb 2017 : 23:05:51
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| It may well seem a tad unfair to owners of longer boats Phil, but where do you draw a line? Craftinsure did us (and other marques under 24') a favour in that lower value boats did not require an out of water survey every five years once past 30 years old (every original Norman now). The general feeling was that the costs of the lift out and survey were way out of proportion to the value of the boat. |
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philihun
United Kingdom
283 Posts |
Posted - 16 Feb 2017 : 18:10:03
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Still a bit confused by all this.Im 68 and i have owned and insured 41 different vehicles. Mine and the wifes overa lot of years and beyond. I knew my Mexico would be dearer than my wifes beetle or my 3 litre capri would be more than her whatever. On a boat i admit im a novice on these facts but lets face it a Norman 20 with a 70 hp engine seems more of risk than a Norman 27 with a 15 hp on the back as far as risk to the insurer is concerned. Date of birth seems a better guide than quantity of plastic. BTW i do not have any axe to grind with Craftinsure. Regards Philihun.
pr hunt |
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trevork
3949 Posts |
Posted - 16 Feb 2017 : 23:13:58
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And I suspect you may just pay a higher premium having a 70hp lump on the back.
Don't forget, the only advantage of this is avoiding the need for an out of water survey. Has no bearing on the engine size.
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df
United Kingdom
5994 Posts |
Posted - 17 Feb 2017 : 10:29:41
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The other side of this is that any grp boat the age of Normans should be pulled out every few years for a couple of months to give the layup a chance to dry out, polyester gelcoat and layup resin does absorb water and can cause problems if left floating for years on end, and if you have a higher value boat an occaisional inspection is a bit of a no brainer.
NBAS--The communal colostomy bag of the boating community.
Visit leomagill.co.uk |
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Geoff1
United Kingdom
2 Posts |
Posted - 19 Feb 2017 : 21:10:47
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| Does your insurance for your 27' require an out of water survey? |
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philihun
United Kingdom
283 Posts |
Posted - 20 Feb 2017 : 17:30:08
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In a word no. But i then had an accident 15 months later and i was asked if i had any current or past surveys. I sent them copies of a full survey done for a new owner in 2004, (not insurance). The claim was sorted and because the accident was in a marina i had no excess or no claims losses.( Knox- johnson). I don't think the claim would have failed without the old survey. Regards Phil.
pr hunt |
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Craftinsure
