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philihun
United Kingdom
283 Posts |
 Posted - 26 Oct 2016 : 17:49:34
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I had a claim for damage to my boat in March sorted out quickly and fairly by Knox Johnstone insurance. Because the accident happened in the Marina i kept my small no claims bonus and didn't have to pay any excess. I was more than happy with how my claim was handled but i'm just wondering is there going to be a sting in the tail when my renewal quote comes through shortly. Anybody had similar experience. Regards Philihun.
pr hunt |
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df
United Kingdom
5994 Posts |
Posted - 26 Oct 2016 : 18:33:58
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I've had claims on boat insurance before and although the premium did go up it wasn't by much, certainly no where near the hikes you get with car insurance.
My claims have been with craftinsure and gjw direct, both were very good in sorting them.
Deano will know more about HKJ as he has just cost them a fortune....
NBAS--The communal colostomy bag of the boating community.
 Visit leomagill.co.uk |
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philihun
United Kingdom
283 Posts |
Posted - 26 Oct 2016 : 19:13:36
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Thanks for that.
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Deano
United Kingdom
1843 Posts |
Posted - 27 Oct 2016 : 14:40:23
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My last claim put my no claims from 9 years to 0... I think it cost me about £20 - Nothing to worry about.
They need me more than I need them.... Ive had over £5k off them in the last few years.... I'll be 152 years old when they break even.... :-)
Dean - Boating on the Great Ouse.
Freeman 32 "Liberty"
See the photos http://www.flickr.com/photos/54758027@N00/ |
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philihun
United Kingdom
283 Posts |
Posted - 27 Oct 2016 : 16:55:40
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Cheers Deano, just as an aside one of the 2 boatyards who quoted for the job asked £935 to transport the boat to there yard in Selby. that's a 1500kg Norman 12 miles. The guy who got the job quoted £220 for about 10 miles the other way ie Thorne. The honda outboard cowling was a £350 quote for a thumb nail sized grp repair. The job in total was done for 5k. I would have taken 2k got it done myself and been quids in.
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df
United Kingdom
5994 Posts |
Posted - 27 Oct 2016 : 17:15:54
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I would guess the £350 was for a new cowling, some hear insurance and fit as much new as they can, robbing gits.
NBAS--The communal colostomy bag of the boating community.
Visit leomagill.co.uk |
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Decca591
United Kingdom
7 Posts |
Posted - 28 Oct 2016 : 08:01:14
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Ref Insurance
Usual advice and guidance required, been looking at various offers from different companies - as with all insurances, quotes vary greatly, Basically - No "no claims bonus", want to make sure my own boat and fittings are covered properly, and of course, certainly while I'm looking for a rudder - to make sure I'm covered in the event of me denting one of them iron clads !
Recommendations please guys !
Decca |
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Decca591
United Kingdom
7 Posts |
Posted - 28 Oct 2016 : 10:11:27
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Hi Guys
Would just like to add, several companies refused to quote due to insured sum being greater than purchase price - surely there are others out there who have purchased a boat (or car, house ...) and have renovated so that replace/repair costs would be higher than purchase cost and would need to be reflected in any quote ???
I thought the whole point was to insure the Value of the boat - which in our case, as with others no doubt, is higher than the original purchase cost.
Decca |
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trevork
3949 Posts |
Posted - 28 Oct 2016 : 13:30:03
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| I thought the value was accepted as your estimate initially but, in the event of a claim, they make their own assessment! Have you tried Craftinsure yet? |
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Decca591
United Kingdom
7 Posts |
Posted - 28 Oct 2016 : 21:32:25
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Yes looked at Craftinsure, will probably be going with them ;-)
I just like to cover all bases !!
Thanks for info and advice !
Decca |
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Deano
United Kingdom
1843 Posts |
Posted - 30 Oct 2016 : 15:24:28
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quote:
Originally posted by Decca591
Hi Guys
Would just like to add, several companies refused to quote due to insured sum being greater than purchase price - surely there are others out there who have purchased a boat (or car, house ...) and have renovated so that replace/repair costs would be higher than purchase cost and would need to be reflected in any quote ???
I thought the whole point was to insure the Value of the boat - which in our case, as with others no doubt, is higher than the original purchase cost.
Decca
Thats quite normal with boat insurance. The only way to increase the insured value is have survey done after the work and get the surveyor to indicate the new market value and explain why in the report. Even then the insurance company may only pay out market value.
Dean - Boating on the Great Ouse.
Freeman 32 "Liberty"
See the photos http://www.flickr.com/photos/54758027@N00/ |
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philihun
United Kingdom
283 Posts |
Posted - 04 Nov 2016 : 18:54:58
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Got my renewal online today. £8 more than last year. Happy with that considering a large claim I had sorted quickly. So Knox-Johnson via ceta insurance brokers does what it says on the tin.
pr hunt |
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DavidAshton
United Kingdom
53 Posts |
Posted - 12 Nov 2016 : 19:17:51
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Hi guys
So if you have some work done on the boat (Essential as its broken down) and the bill comes to more than what you paid for the boat - is that an insurance claim?
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df
United Kingdom
5994 Posts |
Posted - 13 Nov 2016 : 01:57:45
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No thats just boating, boat stands for Bring Out Another Thousand.
NBAS--The communal colostomy bag of the boating community.
Visit leomagill.co.uk |
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Topic |
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Boat insurance
