| Author |
 Topic  |
|
|
Steve T
United Kingdom
88 Posts |
 Posted - 07 Oct 2011 : 22:09:01
|
Hi all
If I buy a 1980's boat with a new 4-year BSC, will insurers require a survey to be carried out before agreeing to cover? Or is the new Certificate enough?
If they accept a Certificate, is there a cut-off point (two years left?) where they won't accept it and want a full survey?
I suspect different insurers are different - so any recommendations out there?
Thanks.
(soon to be afloat on Southern Broads ) |
|
|
trevork
3949 Posts |
Posted - 07 Oct 2011 : 23:16:49
|
| What size boat are you thinking of? |
 |
|
|
stratford4528
United Kingdom
414 Posts |
Posted - 07 Oct 2011 : 23:26:23
|
| I wasn't asked just filled in online payed the money and it was done |
|
|
|
df
United Kingdom
5994 Posts |
Posted - 08 Oct 2011 : 10:48:47
|
The bss doesn't go into hull condition at all, thats usually what the insurance company want, check to see if they want just a hull survey or full survey, often for lower value boats used inland only they don't worry but depends on boat age.
I had bss and full valuation survey on mine this year and it cost about £400
NBAS--The communal colostomy bag of the boating community.
Visit leomagill.co.uk |
|
|
|
garliford
United Kingdom
24 Posts |
Posted - 08 Oct 2011 : 15:16:49
|
I just had to have my Norman 23 a full survey to get insurance in view of its age 1972 ,it has had a total re fit , and i have a new
bss as well my survey cost £250. Dave
d little |
|
|
|
Deano
United Kingdom
1843 Posts |
Posted - 08 Oct 2011 : 17:01:08
|
It very much depends on which insurance company you are with.
Size and age of boat are also a factor. It is still possible to get inland insurance without a survey if you look hard enough.
3rd party could also be an option for low value boats.... defo no survey needed there.
Dean - Boating on the Great Ouse.
Freeman 30 "Silver Gem"
See the photos http://www.flickr.com/photos/54758027@N00/ |
|
|
|
Lester Mayo
United Kingdom
289 Posts |
Posted - 08 Oct 2011 : 18:31:59
|
WH Ins/Dinghy insurance dont require a survey and are about £110.00 per year.They do want 6 photos of the boat to give an idea of condition.
www.dinghyinsurance.com
|
|
|
|
Steve T
United Kingdom
88 Posts |
Posted - 08 Oct 2011 : 19:36:29
|
Hmmmm! 50/50 with the opinions then.
I used to build GRP boats, so have no worries about checking hull and deck myself, but do need to carry 3million in cover for the mooring.
This site offers a link to Craft insure, with a discount for members - anyone with them? Do they require survey for Norman 23, 1980's?
Soon on water, so very soon! |
|
|
|
stratford4528
United Kingdom
414 Posts |
Posted - 08 Oct 2011 : 20:04:52
|
| I'm insured with craft insure with no problems Boat valued £8000 premium £104 |
|
|
|
df
United Kingdom
5994 Posts |
Posted - 08 Oct 2011 : 20:31:57
|
For moorings the 3 million cover is no problem as it's third party liability, it's the cover for your own boat that causes the problem without a survey, WHIC still want a survey after certain ages.
NBAS--The communal colostomy bag of the boating community.
Visit leomagill.co.uk |
|
|
|
Knighty
United Kingdom
654 Posts |
Posted - 09 Oct 2011 : 00:08:32
|
My 1979 20 is insured with Craftinsure, no survey was req'd here either. Think i paid £95.
For a 23ft boat for inland waterways, zero no claims bonus it says £104 and only requires a survey if over 23ft. |
Edited by - Knighty on 09 Oct 2011 00:13:17 |
|
|
|
Steve T
United Kingdom
88 Posts |
Posted - 09 Oct 2011 : 16:05:01
|
Thanks all...Craft Insure was indeed 104 and no survey required.
Just need to shell out for mooring, drive 350 mile round trip to take a final walk round the boat and sign on the dotted line, re-name her, get Broads Tax and arrange delivery, and..., and..., and...
Will be very, very ready to get out on her down to the first pub on the river and sup a cold one |
|
|
| |
Topic |
|
Insurance - Survey or not?
