| T O P I C R E V I E W |
| Revolvor |
Posted - 18 Jun 2012 : 13:28:34
A word of warning.....
A couple of weeks ago, three outboard were nicked overnight from boats moored at Radcot. Luckily for me, my old Yamaha was spared.
However it seems one has to read the "small-print" on boat insurance.
My friend's nearly new Honda 15hp was taken. He had the normal fixings, + additional nuts/bolts + a lock. Unfortunately, because the lock was thrown in the river, he has no evidence that it was locked. Despite the fact that it was bolted on, the insurance company only cover outboards that are "forcibly removed", so he's left with a large bill to pay.
Check your insurance, and also make sure you have photographic evidence of any locks that are fitted.
I plan to ask my insurance company for a list of approved outboard locks.
John
Roads? Where we're going we don't need roads! |
| 10 L A T E S T R E P L I E S (Newest First) |
| stewart |
Posted - 02 Jul 2012 : 18:06:23
We have had a theft of an outboard from our moorings, too. We're on a side-stream of the Thames, on the south side of Oxford. The motor was a Mariner 15 Bigfoot, on a Norman Conquest. The boat used to belong to us, but the person we sold it to a couple of years ago ended up mooring at our field. The theft happened at some time leading up to 28 June, which is when we noticed the motor was missing, and alerted the new owner.
The new owner insured with Craft Insure (as recommended in these pages!). So we'll wait to see the outcome.....
Stewart |
| newcommer |
Posted - 20 Jun 2012 : 08:43:04
Hi All
My insurance co says must be protected with suitable and approved locks,as extra security I use shear off nuts and checker plate to blunt the chain saw but only on the main engine.
My old mooring was by the farm side on the left hand side looking downstream from the pub The boat next to me was attacked in order to steal the outboard the stern was cut out with a chainsaw charming person the insurance paid up Take care when returning to your mooring in higher flows (yellow and rising) as a friend boat was pinned and jammed under the bridge. I moved and Trailed my old boat at the slipway way by the pub “moneypenny “ (a shetlend 535) on a red not easy but only on a small boat.
My new mooring are more expensive do not dry out, closer home, lower insurance win all round and winter storage
Chat later Pete
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| df |
Posted - 20 Jun 2012 : 07:41:21
I seem to remember when I made a locking system for an outboard the insurance company told me padlocks were no good and it had to be a proper outboard lock, I bought a proper outboard lock and the securing part was a padlock, best bit was it was quite easy to get off with lock in place, still it kept the insurance happy...
Minimum security allowed by your insurance is best in my view as you get less damage for the same loss and it's enough to deter to opportunist, the determined scrote will get the goods anyway but will probably trash the boat in the process if too well locked.
NBAS--The communal colostomy bag of the boating community.
Visit leomagill.co.uk |
| adi-n-chez |
Posted - 19 Jun 2012 : 23:04:43
Insurance aside , When I bought a Conquest yrs ago (Donor boat for Engine swap) the Honda BF15 was secured by O/B locks but the key was snapped in one.
Unfortunately it took less than five minutes to remove both locks by force.
I guess thats five minutes more that the thief may be spotted in , but as normal , if someone really wants it they will have it.
One of the reasons I've not repainted the hood on mine - A tatty one isnt as desirable maybe (I'm also a slacker!!)
Lesson learnt I guess - If motor is stolen , smash a OB lock & leave on boat prior to reporting - Not entirely ethical , but probably more so than the insurance co attitude.
Adi
Sewer Tubes ? I'd rather have a D**ncr*ft (Only Kidding) |
| IanM |
Posted - 19 Jun 2012 : 17:27:30
I seem to remember Craftinsure did have a special rule for outboards. They have to be locked in positions and you also have to have a record of the serial number. Neither rule is particularly onerous. |
| carpetbloke |
Posted - 19 Jun 2012 : 07:46:01
Glad to hear it wasn`t my insurer. |
| Revolvor |
Posted - 18 Jun 2012 : 22:47:23
We have only been there a year, and were not aware of issues with the side-stream - it has always seemed plenty deep enough. Yesterday there was too much water going through, and we did not risk having to come back through the low/narrow bridge. The Pub is recently under new ownership (1 month) so it will be interesting to see if things change. Our boat's previous owner seemed obsessed with security, so maybe I should take heed too.
John
Roads? Where we're going we don't need roads! |
| newcommer |
Posted - 18 Jun 2012 : 19:34:04
Sorry to hear about your friend’s loss we had our 1st boat moored at radcot. We lost Petrol tank and had our outboard attacked other boats lost there outboards. We moved due low water levels in the side stream and poor security. we moved downstean Did they dredge the side stream if not I have the E-mails and promises made by the co?
Pete
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| Revolvor |
Posted - 18 Jun 2012 : 15:58:39
I will try and find out. IT WAS NOT CraftInsure
John
Roads? Where we're going we don't need roads! |
| carpetbloke |
Posted - 18 Jun 2012 : 15:38:14
Hi John, could you possibly name the Insurance company.
I for one wouldn`t want to insure with such a dodgy company.
Paul. |
